Pre-Qualification Services

Soft Hit Small Business Pre-qualification with Experian and FICO Scores

Offering soft hit loan pre-qualification services to your small business applicants has never been easier. For many lenders and other companies that offer credit to their customers, pre-qualification solutions have been out of reach. Now, with BCR’s Pre-Qualification Services, it’s easy and cost-effective to provide a self-service pre-qualification process to your applicants with no minimums and no commitments.

Our customizable hosted service is designed to help you reduce risk, increase security, reduce costs, generate revenue and increase customer satisfaction. With our Pre-Qualification Service, you have a branded destination to send applicants directly from your website, email campaigns, social media and other points of contact. Simply provide a link to your prospective customers so they can log in and self-prequalify. The applicant enters their contact information and is delivered pre-qualified credit offers based on their credit profile and the criteria you have set up.

Pre-Qualification Service uses the best information sources and decisioning tools available – credit information from Experian’s credit databases and FICO Scores. Coupling these industry-leading resources with your custom decisioning rules gives you an accurate and reliable pre-qualification.

You get:

  • Accurate pre-qualification assessment based on Experian data and FICO Scores
  • Secure, hosted environment (EI3PA)
  • Customizable decision criteria
  • Full Experian credit report
  • White-label branding
  • Easy implementation
  • FCRA compliance
  • 24/7 availability
  • No minimums

Your applicants get:

  • No impact on their credit (soft hit)
  • Accurate assessment of their credit standing
  • Instant credit offers