Report Add-Ons | Business Credit Reports, Inc.

Report Add-Ons

Customize your report with some of the best Ratings, Scores, and Data from Dun & Bradstreet and Experian!

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D&B Rating

The D&B Rating provides a quick and clear indication of the credit-worthiness of an organization, which helps you to identify profitable opportunities for growth, and risks that could affect bad debt and cash flow. It is a multi-dimensional risk assessment tool that is comprised of two parts, the Financial Strength Indicator and the Risk Indicator


The PAYDEX Score is Dun & Bradstreet's unique dollar-weighted numerical indicator o f how a business paid its bills over the past year, based on trade experiences reported by various vendors. The PAYDEX Score ranges from 1 to 100, with higher scores indicating better payment performance.

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D&B Viability Rating

The D&B Viability Rating is an analytic tool that offers a comprehensive assessment of whether a company will still be in business in 12 months. The Viability Rating combines:

  • a Viability Score
  • a Portfolio Comparison
  • a Data Depth Indicator
  • a Company Profile Rating

D&B Lawsuits

Lawsuits from Dun & Bradstreet contain public records on lawsuits filed against the company.

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D&B Commercial Credit Score

The D&B Commercial Credit Score predicts the likelihood of a business paying its bills in a severely delinquent manner (91 days or more past terms), obtaining legal relief from its creditors, or ceasing operations without paying all creditors in full over the next 12 months.

D&B Delinquency Predictor Risk Class

The D&B Delinquency Predictor Risk Class gives you the ability to segment new and existing accounts into various risk classifications to determine which credit policy to use when processing.

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Experian's Days Beyond Terms (DBT)

Experian's Days Beyond Terms is a dollar-weighted average number of days beyond the due date that a business pays its bills, based on trade lines that have been updated in the previous 3 months. DBT represents the number of days past the terms given; for example, a DBT of 5 means that a customer is paying, on average, 5 days after the date due.

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